Smart Money India

  📌 “Mobile Recharge & DTH Bill Par Har Mahine ₹500 Tak Kaise Bachayein?” --- 🏦 Introduction Aaj ke time me har ghar ka regular kharcha hai mobile recharge, DTH ya OTT subscription. Lekin kya aap jaante ho ki agar aap thoda smart use karo to in bills par aap mahine ke ₹500 tak save kar sakte ho? Is article me main aapko kuch simple hacks bataungi jisse aap apne recharge aur bills par extra paisa bacha paoge. --- 1️⃣ Cashback Apps Ka Use Karo Aaj kal har recharge app aapko cashback aur rewards deta hai. Google Pay – Recharge pe scratch card milta hai. Paytm – Promo codes ke saath cashback. PhonePe – UPI recharge par cashback points. 👉 Agar aap smartly offers use karte ho to har recharge par ₹50–₹100 bacha sakte ho. --- 2️⃣ Annual Plan Best Hai Har mahine recharge karne ke bajaye yearly plan lena zyada sasta padta hai. Example: ₹239/month ka plan → saal bhar me ₹2868 Lekin agar aap yearly pack loge to woh ₹2200–₹2500 me hi mil jaata hai. 👉 Direct saving ₹300–₹600. --- 3️⃣ Fam...

Beginners ke liye easy saving plan: 50/30/20 rule, ₹100 daily jar, ₹5000/month saving challenge in Hindi. --- Salary se ₹5000 kaise bachayein (2025 Guide) Aaj ke time me sabko extra saving ki zarurat hoti hai – chahe student ho, jobholder ya gharwali. Lekin problem ye hoti hai ki salary aate hi kharch ho jaata hai. Is post me main ek practical plan share kar rahi hoon jisse aap har mahine easily ₹5000 save kar paoge. --- Quick Answer (TL;DR) Apne salary ko 50/30/20 rule me divide karo. Har din ₹100 alag envelope/UPI “Goals” me dal do. Salary ke agle din auto-transfer setup karo. Chhote-chhote expenses cut karo (chai, snacks, impulse shopping). --- Step-by-Step Saving Plan 1. 50/30/20 Rule Example Maan lo salary ₹20,000 hai: 50% (₹10,000) – Needs (rent, ration, bills) 30% (₹6,000) – Wants (shopping, movie, eating out) 20% (₹4,000) – Savings/Investments 👉 Isme se ₹5000 fix saving set kar sakte ho. --- 2. Daily ₹100 Saving Jar Har din ₹100 ek pouch/box/UPI “Goals” me daalo. 30 din me ₹30...